Investment Planning

Robust wealth management advice and developing personalised investment strategies are fundamental for helping you achieve your future financial well-being. Whatever your objectives and whether you are investing for growth or income, we offer comprehensive advice around solutions and services which will work towards your goals. We offer a wide range of advice, including:

  • Investment funds
  • ISAs/Unit Trusts
  • Offshore/onshore investing
  • Investment bonds
  • Trusts
  • Tax efficient investments

Being a Senior Partner Practice of St. James’s Place means we use their risk-rated portfolios to offer you the option to spread your investments across a variety of global asset types, and pick fund managers who encompass varied investment styles and preferences that enable you to hold a varied investment solution.

School Fee Planning

Every parent wants to give their child the best start in life, and the best will certainly help towards their child achieving academic success – along with invaluable life experiences. Yet for many who consider this option, the cost of private schooling is becoming increasingly prohibitive.

Planning in this area can make the seemingly unachievable become a reality, with school fees and associated costs coming under quite simple terms. Whichever route taken, the strong need is to plan well in advance of the proposed start date of the child. Whilst parents tend to focus primarily on the fees, the additional and often unseen costs of private schooling must be factored in and this requires careful financial planning.

We will run calculations to establish how much is required and by when and advise on suitable structures and investments where required.

Trusts and Estate Planning

Whilst few people like to think about their own death and the repercussions for family and loved ones who are left behind, the process can be made more painful and complicated by not having assets distributed in your own desired way. The concept of Trust and Estate Planning may sound heavy but can in fact be a very straightforward exercise that ensures your assets go to the people you want. We work closely with private client solicitors to ensure our clients have robustly drafted Wills dealing with the distribution of net assets on death and advise clients on how to use Trusts to plan for all aspects of inheritance – such as reducing the burden of taxation on clients’ estates.

Mortgages

The prospect of buying a house can be an exciting but overwhelming prospect. To lessen the unwanted time and stress spent by our clients in this area, we offer mortgage advice which ensures all steps are passed through in a smooth and concise manner. Through ensuring our mortgage broker holds detailed knowledge through every stage of the process they can help diminish unnecessary delays, unforeseen costs and disappointments.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Will writing involves the referral to a service that is separate and distinct to those offered by St. James’s Place. Wills are not regulated by the Financial Conduct Authority.

Contact Us

We provide a wide range of services, whether you are looking to build, grow, protect or preserve your wealth.